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Frequently Asked Questions

What Credit Bureaus do we report to? 

TransUnion , Experian, Equifax 

Is there a Credit Check? 

No credit check

No minimum score required 

Are there any fees?

Always a low $10 Monthly payment no matter your contract terms.

No late fees 

No interest 

Is there a return policy? 

Cancel your contract within 3 days after enrollment and you will receive a full refund. 

Can I be a customer & work for you? 

Yes! you can apply to work for us while also being a customer. 

Do I have to enroll in auto debit? Or can I pay monthly myself? 

While we understand the hesitation to be enrolled in auto debit, we do require it as we are here to help you build credit. Having auto debit ensures you make your payment on time, thus helping building good on time credit history. 

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